Mortgage Lender in Surprise, AZ

Home loans in Surprise, made simple.

Surprise lives up to its name with fast growth, newer master-planned communities, and standout value on the Valley's northwest side.

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Local Expertise

Your Surprise mortgage, handled with care

Mindy Hay is a senior loan officer with Union Home Mortgage, licensed in Arizona (license #1034254). With 16+ years of experience and a proud Homes for Heroes affiliation, she gives Surprise buyers clear advice, fast answers, and a loan built around real life — not a call center.

Neighborhoods & communities served

Marley Park Sierra Verde Greer Ranch Asante

Loan options for Surprise buyers

Conventional FHA VA Loans USDA Jumbo Refinance First-Time Buyer Renovation Investor & DSCR

Nearby areas

Phoenix, AZ Scottsdale, AZ Tucson, AZ Mesa, AZ

Surprise Mortgage FAQ

Questions from Surprise buyers

Is Mindy licensed in Arizona for Surprise?

Yes — Arizona license #1034254, serving Surprise and the West Valley.

Do you finance new construction in Surprise?

Yes — this is a big new-build market, and Mindy coordinates financing with your builder.

Surprise, AZ

Let's find your Surprise home loan.

Get pre-approved, ask a question, or just see what's possible. No pressure — real answers.

Start My Application Call (503) 312-3845 Book a Call