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Your First Home, Made ApproachableFrom pre-approval to closing, I guide first-time buyers step by step, including down payment assistance and first-home programs across Oregon, Washington, and Arizona.
Buying your first home can feel like a lot. The good news: you likely need less money, and have more options, than you think. I specialize in walking first-time buyers through every step in plain language, and connecting you with programs that shrink the biggest hurdle: the down payment.
Between low-down-payment loans and down payment assistance, many first-time buyers get in with far less cash than the '20% down' myth suggests. I'll show you the actual dollars you'd need for your price range and which assistance programs you may qualify for.
It goes: get pre-approved, shop with confidence, make an offer, and close. I stay with you the whole way, answering questions, coordinating with your agent, and keeping the loan on track, so your first purchase feels exciting instead of overwhelming.
Often far less than 20%. With low-down-payment loans and assistance programs, some buyers get in with 3.5%, 3%, or even $0 down. I'll show you the real number for your situation.
It's help, often a loan or grant, that covers part of your down payment or closing costs. Availability and terms vary by program and location, and I'll tell you what you may qualify for.
Many programs define it generously: you often qualify if you haven't owned a home in the last three years. I'll confirm your eligibility.
With a quick, no-pressure conversation and a pre-approval. That tells you your budget and makes your offers stronger. Call (503) 312-3845 or start online any time.
Get pre-approved, ask a question, or just see what's possible. No pressure, just real answers.