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If you're a firefighter, first responder, law enforcement officer, active-duty service member or veteran, healthcare worker, or teacher, you may earn Hero Rewards® savings when you buy or refinance a home with Mindy Hay — a proud Homes for Heroes affiliate lender in Oregon, Washington, and Arizona.
Homes for Heroes is the nation's largest hero savings program, created after 9/11 to give back to the people who serve our communities every day. When you work with an affiliated real estate and mortgage specialist like Mindy, you earn Hero Rewards — meaningful savings when you buy, sell, or refinance a home.
Mindy is a proud Homes for Heroes affiliate on the lending side. That means she can pass Hero savings to you on your mortgage — her way of saying thank you for what you do.
Here's what most people don't realize: you do not have to be referred by a Homes for Heroes real estate agent to receive Mindy's lender-side Hero savings. Finance with Mindy and the mortgage savings are yours. If you also use a participating Homes for Heroes real estate specialist, those savings simply stack on top.
If you serve your community in one of these roles, you likely qualify. Not sure? Just ask — Mindy will confirm.
Let her know how you serve — firefighter, nurse, teacher, service member, and so on. She'll confirm you qualify for Hero Rewards.
Mindy shows you your Hero savings on the mortgage, and how much more you'd save by pairing with a participating Homes for Heroes real estate specialist.
Close on your home with extra cash kept in your pocket — your thank-you for serving the community.
Hero Rewards can come from two sides of your transaction. Mindy handles the mortgage side; a participating real estate specialist adds the other.
As a Homes for Heroes affiliate lender, Mindy provides Hero savings toward your loan — a credit that helps offset your costs to close. Available whether or not you use a Homes for Heroes real estate agent.
Pair with a participating Homes for Heroes Real Estate Specialist/Affiliate and earn additional Hero Rewards on top.
Savings depend on your transaction, loan program, and home price. On the real estate side, Homes for Heroes clients receive an average Hero Reward of approximately $3,000, with the potential for even greater savings depending on the sales price of the home when working with a Homes for Heroes Real Estate Specialist/Affiliate. Mindy adds additional savings on the lending side.
Actual savings vary by transaction and are subject to Homes for Heroes program terms. The best way to know what your savings could look like is to connect with Mindy and your Homes for Heroes real estate professional for a personalized estimate.
Are you an agent who works with heroes? Partner with Mindy to offer your firefighter, nurse, teacher, law-enforcement, and military clients Homes for Heroes savings on their financing — a genuine value-add that helps you win and thank hero clients.
Whether you're already a Homes for Heroes affiliate or just want your clients to benefit from Mindy's lender-side Hero savings, let's talk about working together.
Firefighters and first responders, EMS, law enforcement, active-duty military and veterans, healthcare professionals, and teachers typically qualify. If you serve your community in another role, ask Mindy — she'll confirm.
No. You can still receive Mindy's lender-side Hero savings by financing with her, even if your agent isn't a Homes for Heroes affiliate. Using a participating Homes for Heroes real estate specialist simply stacks additional savings on top.
Savings depend on your transaction, loan program, and home price. On the real estate side, Homes for Heroes clients receive an average Hero Reward of approximately $3,000, with the potential for even greater savings depending on the sales price of the home when working with a Homes for Heroes Real Estate Specialist/Affiliate. Mindy adds additional savings on the lending side.
Actual savings vary by transaction and are subject to Homes for Heroes program terms. The best way to know what your savings could look like is to connect with Mindy and your Homes for Heroes real estate professional for a personalized estimate.
Often, yes. Many military members and veterans pair their VA loan with Homes for Heroes savings. See VA loans →
Yes. Mindy is a Homes for Heroes affiliate serving heroes across Oregon (Portland, Lake Oswego, Beaverton, Tigard, Hillsboro, Bend and more), Washington (Vancouver and Southwest Washington), and Arizona (Phoenix, Scottsdale, Mesa, Gilbert and more).
Let Mindy know. Homes for Heroes has affiliate lenders and real estate specialists across the country. Mindy is happy to help connect you with the right people, including a Union Home Mortgage loan officer licensed in your state when one is available, so you can still take advantage of your Hero savings.
Yes. Homes for Heroes savings are based on who you are, not which loan you choose — so you can pair them with VA, FHA, conventional, USDA, or first-time buyer programs. Mindy matches you to the right loan and applies your Hero savings on the lending side.
Absolutely. Reach out and Mindy will walk you through bringing Homes for Heroes savings to your hero clients. Call (503) 312-3845 or email [email protected].
Find out what you qualify for — it's free to ask and there's no obligation.