Plain-English answers to the questions buyers actually ask, written by Mindy Hay, a senior loan officer with 16+ years of experience serving Oregon, Washington, and Arizona. More guides are added regularly.
How self-employed buyers and investors qualify on cash flow instead of tax returns.
Read the guide →Who qualifies, how the savings work, and why you don't need a separate hero agent.
Read the guide →$0-down options, 3% and 3.5% loans, assistance, and the truth about the 20% myth.
Read the guide →Minimum scores by loan type, why it affects your rate, and how to raise it fast.
Read the guide →Low-down-payment loans, down payment assistance, and who counts as a first-time buyer.
Read the guide →More guides coming soon: VA vs. conventional, refinancing, the mortgage process, and more.
Real answers, no pressure, call, text, or start online any time.